Under most property insurance policies fire damage is covered. However, it is important to note that there are certain instances which would result in a rejected claim due to arson and negligence. According to the National Fire Protection Association (NFPA), there were 490,500 structure fires in the United States in 2020, up 1.9 percent from 2019. If your property has been damaged by fire or smoke, we are here to help! We are experts in navigating the insurance claim process for property losses. We handle your claim with care, compassion and dedication to ensure you recoup the full value of your property loss.